Your Success is Our Success

If you're like most clients we help, you're probably tired of confusing jargon and endless choices around managing market volatility. Maybe you’re simply unsure about the best path forward to your goals. But planning for your future should empower you, not frustrate you.


Our founders, Frederick and JoAnn Griffin, created this firm to do exactly that: help empower people like you. It was named in honor of Frederick's ancestors, Silas Griffin—who courageously served in the Civil War—and Ward Griffin, whose belief in personal independence shaped generations. We understand the importance of taking control of your financial destiny and building a future you're proud of.



When you work with us, you're not just another client—you're part of a community dedicated to financial empowerment, personal dignity, and a legacy of independence. Let’s build the clear financial future you deserve.

Don’t like leaving your finances to chance?

Welcome home. 

Our Core Values

At Silas & Ward Financial Group, our core values form the foundation of our business and guide our everyday actions. We believe in:

  • Integrity – Clear, honest guidance you can depend on.

  • Client-Centric Approach – Your goals and interests always come first.

  • Excellence – Dedicated to providing superior service.

  • Collaboration – Partnering closely with you to achieve your objectives.

  • Knowledge – Giving you the information you need to make informed decisions.

  • Long-Term Relationships – Committed to your ongoing success.

  • Community Involvement – Together, making a difference beyond finance.

Fred Griffin, FRC

Founder & CEO

has spent nearly three decades guiding individuals toward clear financial futures. His expertise in retirement income and pension planning—especially for federal employees—means you’ll get personalized strategies tailored to your unique needs. As someone deeply involved in community initiatives like Habitat for Humanity and Retired Military Officer’s Association, Frederick knows firsthand the importance of reliability, integrity, and meaningful support.

JoAnn Griffin

Director of Operations

JoAnn leverages decades of operational leadership to streamline systems, improve efficiency, and support team success. Her experience spans United Airlines, P/Strada, and as co-owner of Sweet Manna Catering, where she consistently drove results through smart strategy and execution. In financial services, JoAnn enhances productivity by aligning day-to-day operations with big-picture goals—elevating client experience in the process. She’s also a committed community leader, managing food donations and serving on nonprofit boards. As the daughter of a veteran, JoAnn is passionate about financial empowerment and service. Her blend of structure, heart, and impact helps organizations run better—and serve people better.